Tips when looking for fitness instructor insurance

Here are some tips on what to look out for if you are qualified and looking to renew your fitness insurance, are newly qualified and want to find the right fitness insurance policy or are looking to become a fitness instructor and are unsure what type of insurance you should be looking for.

  • Arrange specialist cover for all the activities you are qualified to teach, and keep your insurer up to date as you gain more qualifications.
  •  Check your public liability insurance is written on an ‘occurrence basis, and is not a ‘claims made’ policy.  Then you are fully protected against any valid claims made against you for up to three years after your insurance expires. £5m of cover is the industry norm.
  •  Will you take classes and clients at fitness centres and health clubs?  If so are you, or the centre, responsible for ensuring insurance cover is in place?  Check before you enter the studio.
  •  Some insurers can include Personal Accident cover in the policy at a small additional cost;  a valuable benefit, especially for the self employed.
  •  It is possible to find insurers prepared to offer the following cover as standard, without increasing your premium: occasional outdoor classes, working overseas and children’s sessions.

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Posted in Insurance | 1 Comment

One response to “Tips when looking for fitness instructor insurance”

  1. christopher says:

    Some solid advice, thanks!

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